FYI I just insured my silver 92 Spirit R/T with JC Taylor collector car insurance. It's an agreed value policy so if you suffer a total loss the value that you set with the company is what they pay unlike standard insurance which goes by book value. For a $20,000 agreed value policy I'm paying $408 a year. Now there are restrictions. Those of you that drive your cars daily will not qualify but this is a very viable option for those of us that want to protect our toys properly. You will need to prove you have other cars for daily transportation and they will want a copy of your current policy and they run a DMV report on you so if you have a DUI or other major happenings you're probably not going to qualify. I spoke to 3 companies:
Hagerty: "Sorry but your car doesn't qualify because we don't think it will reach collector status"
Grundy Worldwide: said yes, but the rep seemed to be in a hurry and pissed me off so.......
JC Taylor: said yes, was pleasant, answered all of my questions and earned my business.
JC Taylor will have a booth at Carlise for those that are attending and are interested. Or you can reach them at jctaylor.com. FWIW the isurance company is actually Foremost who is owned by Farmers who is owned by Zurich so I feel comfortable with them.
Grundy Worlwide is Chubb